Archive News

How Millennials Leaving Their Parents' Basements Could Save the Economy

"Young people are the lazy, smelly scapegoat of the recession. They're not working, they're living at home, they're constantly complaining about their debt, they're not buying cars or houses, and they're not even having babies.  But there is an outside chance that The Twentysomething, the media's favorite economic whipping boy, is poised to become the hero of the recovery, and it all comes down to two words: Household formation."  (Read More)

State Policies to Support Financial Security Are Still Lacking
A recent study from the Corporation for Enterprise Development (CFED) details policy changes on financial security issues made after October 2011 through 2012 in every state and the District of Columbia in the U.S. The results indicate that while more opportunities are created in some areas, states still have a lot more work to do to help residents build and protect assets. To view the study, click here

Image Source: CFED
The "American Dream" Remains Just a Dream for Many Americans
Most adults in the U.S. have higher family incomes than their parents, indicating that each generation is doing a little bit better than the one before it. However, this increase has not been significant enough to move many people into a higher income group. Studies show that Americans raised at the top and bottom of the income ladder are more likely to stay where they started with 70 percent of those raised below the middle staying there. In particular, African-Americans raised at the bottom are more likely to remain there as adults compared to other groups. To read more, click here.
Youth Solitary Confinement in the U.S.
Solitary confinement of youth in jails and prisons often leads to depression, mental and physical health problems, and other negative consequences that act against the rehabilitation process according to a new report from Human Rights Watch (HRW) and the American Civil Liberties Union (ACLU). This report looks at the detrimental impact of this practice on incarcerated youth through an analysis of jails and prisons in five states and the individual experiences of youth across the country. Summary of the report, full report.
Education: Gateway to the Future
Research from the Brookings Institute shows the significant impact education has on an individual’s future achievement. Since 1970, income levels have declined for those who do not graduate from high school. Education levels also influence life expectancy, rates of incarceration, and community development. Unfortunately, with the black-white achievement gap widening and less investment in research and development for the education sector, the situation could get worse before it gets better. To read the full report, click here.
The State of Child Poverty in the U.S.
In the U.S., 10 percent of children are persistently poor throughout their childhoods. A recent study by the Urban Institute finds that being poor at birth strongly predicts future childhood poverty status. If these children remain impoverished as they grow older, they are more likely to drop out of school, have a teen premarital birth, and/or have inconsistent employment as an adult; factors which often perpetuate poverty into the next generation. To read more, click here.
NPR Planet Money: It Could Be Worse (Unemployment Edition)

The recession was unlike any other during the post-war period — an era notably free of financial crises in the U.S. And when you compare the current jobs picture with what happened during and after other financial crises around the world, it looks, if not good, then at least less bad. (Read More)

Payday Lending: A Short-Term Solution with Long-Term Problems

During the last five years, approximately 5.5 percent of adults have used a payday loan. These loans are often a short-term solution to cover recurring expenses but the resulting interest is exorbitant and leaves many individuals and families in long-term debt. Payday loan usage is most common among certain demographics such as renters, those earning less than $40,000 annually, African-Americans, and/or those with some college education or less. To read more, click here.

Metropolitan Poverty and Income Inequality Still Rising

Metropolitan poverty continues to increase but studies show that it is increasing at a lower rate each year with a 1.1 percent climb in 2011 compared to a 1.4 percent climb in 2010. Unfortunately, even with net job growth in these areas, unemployment remains high. Not only has poverty continued to increase, but income inequality continues to expanded as well. To read more, click here.

Rents Keep Rising While Homeownership is Still Not an Option for Many

New census data reveals that 20 million rental households spend more than 30 percent of their income on rent. Rental households have grown in size due to more families renting and the need for roommates to help with rental costs. Although many families would prefer to own homes, barriers—such as inability to qualify for a mortgage— currently prevent them from doing so. To read more, click here.

Disconnected Youth Will Face More Hardship in the Future

5.8 million Young people in the U.S. fit under the category of “disconnected youth” which refers to individuals aged 16 to 24 that neither work nor attend school. Rates of disconnected youth vary across race with African-American and Latino youth having the highest rates. Due to their current disconnection, these youth have less opportunities - particularly those of employment - available to them as they get older. To read more, click here.


Delaware Strengthens Resources to Fight Child Abuse

New legislation in Delaware aims to bolster resources to crack down on child abuse. Many instances of child abuse fall through cracks in the system especially in cases where the abuse occurs outside of the family. The new law requires that every case of child abuse reported to the state’s 24-hour abuse and neglected hotline be investigated. A new coordinator position was created to manage this expanded tracking effort. To read more, click here.

Addressing Child Welfare and Homeless Families

Homeless families make up more than one-third of overall homelessness in the U.S. These families face the dual problem of child welfare and poverty, which a new federal program hopes to address. This program, currently in the pilot stage, intends to reduce the number of children entering foster care in various parts of the country by providing free housing and caseworkers to homeless families. To read more, click here.

US Census Bureau Releases Report on Income, Poverty, and Health Insurance Status in the US

Real household income declined for the second consecutive year, finds a new report from the US Census Bureau.  However, both the percentage and number of people with health insurance increase between 2010 and 2011.  View the entire report here.

Juvenile Recidivism a Growing Problem in Georgia

According to a study conducted by the Pew Center on the States, children and teens detained for breaking the law in Georgia are six percent more likely to re-offend now than they were in 2003. The commission that requested this report will review it and submit a proposal to the Georgia legislature at the end of the year with recommendations for substantial improvement in the state's juvenile justice system. To read more, click here.

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